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After a car wreck, insurance companies will talk to you. They will attempt to find the cause of the accident and may even offer what seems like enticing compensation at the time. If you were in a car accident caused by another driver, you need to understand how to react when the other driver’s insurance provider contacts you. Knowing what to do in this situation could save you from paying for medical expenses caused by another driver’s negligence.
WHAT SHOULD I KNOW ABOUT TALKING TO INSURANCE ADJUSTERS?
When the at-fault driver’s insurance company contacts you, the first thing you should understand is that this company is not on your side. Insurance adjusters may act as though they are working for your best interest, and they may even claim they will offer fair compensation. However, the insurance company represents the person responsible for the vehicle damages and your injuries, and it wants to minimize those payouts.
Insurance adjusters may offer you a settlement soon after the accident in an attempt to pay less compensation than you deserve. Do not let them rush you into taking their offer. You need to see your auto repair bills and medical fees before making a decision on the amount you need, and do not be afraid to say that the insurance company’s offer will not cover your expenses.
Insurance adjusters may be willing to negotiate, but if you cannot reach an agreement, you may need to take your case to trial. Only you can decide if you should accept a settlement or seek a verdict, so do not allow the insurance company to tell you otherwise.
Consider talking to a car accident lawyer. An attorney can discuss compensation with the insurance company and make sure they offer you a fair settlement. If the case goes to trial, a lawyer can compile all the evidence and defend your rights.
WHERE CAN I FIND A CAR CRASH LAWYER IN TENNESSEE?
Nashville injury lawyer Stanley A. Davis knows that car insurance companies have a responsibility to pay for your expenses after a wreck. Romans 13:7 states “Pay all what is owed to them: taxes to whom taxes are owed, revenue to whom revenue is owed, respect to whom respect is owed, honor to whom honor is owed.” Car insurance companies must give you the compensation and respect you need, and our Nashville injury attorney can hold them accountable for what they owe you. Call our office today for free attorney advice about a car accident.