Nashville Rideshare Accident Lawyer

Fighting For Rideshare Accident Victims in Tennessee

Residents and visitors throughout Nashville increasingly rely on rideshare services to move around, especially in busy districts like Broadway, The Gulch, and during major city events. However, the success of ridesharing apps like Uber and Lyft brings added risks. As these ride-sharing companies continue to expand, the question of who pays when an Uber or Lyft accident occurs has become a leading legal issue.

Since the firm began in 1997, Nashville accident attorney Stanley A. Davis has prided himself on being more than a lawyer to his clients. He is your Nashville neighbor, helping to make the community safer for his family and yours. Ridesharing companies are often more concerned about their bottom lines and reputations than accident victims. If you are in an Uber or Lyft accident in Tennessee, these companies may deny or limit your claim. Do not let them. Call our Uber accident attorney in Nashville today.

Call our Nashville rideshare accident lawyer at (615) 866-3938, or contact us online for free legal help after a Lyft or Uber accident.

Common Injuries in a Rideshare Accident

Common injuries may include:

• Whiplash and Neck Injuries: Whiplash is a frequent injury in car accidents, including Lyft and Uber accidents. The head snaps forward and backward, straining neck muscles and ligaments. Symptoms include neck pain, stiffness, and headaches.
• Head and Brain Injuries: Head injuries, including concussions and traumatic brain injuries (TBIs), can result from the impact of a collision. Symptoms like dizziness, confusion, headaches, and memory problems may follow. TBIs can create lasting impacts on brain function, behavior, and physical abilities.
• Spinal Cord Injuries: Spinal cord damage may lead to partial or complete paralysis. These injuries require extensive medical treatment, rehabilitation, and long-term care. Symptoms include loss of sensation, mobility issues, and chronic pain.
• Broken Bones and Fractures: The force of a rideshare accident can cause fractures to arms, legs, ribs, and pelvis. Treatment may include surgery, casting, and physical therapy.
• Internal Injuries: Injuries to organs, internal bleeding, and punctured lungs can be life-threatening. Immediate medical intervention may be necessary.
• Cuts, Bruises, and Lacerations: Cuts, bruises, and lacerations can result from shattered glass, debris, or collision impact. Even minor injuries may lead to infections requiring treatment.
• Emotional and Psychological Injuries: Rideshare accident victims may also face emotional symptoms, including post-traumatic stress disorder (PTSD), anxiety, or depression. Psychological injuries can significantly affect quality of life and may require counseling or therapy.

Who Is Responsible for Damages in a Nashville Lyft Accident or Uber Accident?

If you ride in an Uber or Lyft in Nashville, you might wonder what happens if you’re involved in an accident. Will the driver’s insurance, the rideshare company's policy, or both, cover your injuries? Most personal car insurance policies do not cover passenger injuries if the driver transports passengers for a fee.

Most rideshare companies require their drivers in most states to hold $1 million in commercial insurance coverage when transporting customers. This liability coverage may also provide compensation to other drivers and pedestrians involved in Lyft or Uber accidents. However, this commercial liability coverage is limited to Uber drivers who have accepted trip requests or are transporting customers. It does not provide commercial insurance coverage when the driver has no active clients.

Does Uber Have Enough Insurance Coverage for Accidents?

Uber and Lyft drivers waiting for a fare may have only their personal insurance policies to cover injuries or damages if an accident occurs. Personal insurance typically provides the state minimum, which may not fully compensate or cover Lyft or Uber accident injuries. As independent contractors, Uber and Lyft drivers are not classified as employees, which makes liability more complicated. Changes in laws about how much accident insurance coverage Uber, Lyft, and other rideshare drivers must carry in Nashville could help protect the rights of people injured in these accidents.

After a Lyft or Uber accident, your compensation can depend on state laws and the details of your case. If you are considering an Uber accident lawsuit after a rideshare crash in or near Nashville, Uber accident attorney Stan Davis can help. Contact our personal injury law firm to learn more about Uber accident liability and to determine if the driver was covered by personal auto insurance, commercial insurance, or company-provided supplemental insurance. Our firm can handle the complicated insurance issues while you focus on your recovery.

Safety Tips to Avoid a Tennessee Lyft & Uber Accident

The best-case scenario is to avoid a Nashville car accident involving a hired driver altogether. 

While accidents can happen at any time, you can use these tips to stay safer when using Uber and Lyft in Nashville:

• Only accept rides from Uber or Lyft drivers who have high ratings from other passengers.
• Always wear a seatbelt.
• Check before entering that the vehicle’s lights work and the vehicle has no visible damage.
• Be courteous to the driver, and avoid any unnecessary driving distractions.

Taking these steps at the start of your rideshare trip can change outcomes. However, sometimes accidents happen despite your best efforts. In those case, our Lyft accident lawyer in Nashville can assist you.

What Damages Could Be Recovered in a Rideshare Accident Claim?

Potential damages may include the following:

Economic Damages

• Medical Expenses: Coverage for current and future medical costs related to the accident, including hospital stays, surgeries, medications, physical therapy, and any necessary medical equipment.
• Lost Wages: Compensation for lost income due to the inability to work after the accident. This includes both past and future earnings if your injuries lead to long-term disability.
• Property Damage: Reimbursement for repair or replacement of your vehicle or personal property damaged in the accident.
• Out-of-Pocket Expenses: Coverage for added costs from the accident, such as transportation to doctor appointments or home care services.

Non-Economic Damages

• Pain and Suffering: Compensation for physical pain and emotional distress caused by the accident and injuries.
• Loss of Consortium: Damages for a spouse or family members who lose companionship, affection, and support.
• Loss of Enjoyment of Life: Compensation for being unable to enjoy activities you did before the accident.

Punitive Damages

• Punitive Damages: If the at-fault party’s actions were especially reckless, punitive damages may be awarded to punish and deter bad behavior in the future.

How Can a Nashville Rideshare Accident Attorney Help You?

Getting involved in a rideshare crash can leave you facing injuries, costly bills, or time away from work. Navigating the process for compensation after these accidents can feel overwhelming. A seasoned personal injury lawyer can provide valuable support to protect your rights and help pursue the recovery you deserve.

Our team can help you by providing:

• Legal guidance: A rideshare accident lawyer in Nashville understands relevant laws and policies, guarding your rights and clarifying liability and insurance issues.
• Evidence gathering: Your attorney collects statements, reports, and video evidence to build a strong, well-documented claim.
• Negotiation and advocacy: They handle insurance negotiations and, if needed, take your case to court to fight for fair compensation.
• Peace of mind: With a lawyer managing your case, you can focus on healing while they handle insurers and legal matters.

The Law Office of Stanley A. Davis brings more than 25 years of service to clients. We understand local courts, city protocols, and changes in Tennessee statutes that affect personal injury claims. When rideshare crashes happen, our experience with area roads and local insurers helps us serve you better. We know Nashville’s legal landscape and help guide you through every step, from initial claim to resolution.

Hire Our Nashville Rideshare Accident Attorney Today

If you are involved in an Uber or Lyft accident, the amount of insurance coverage available to compensate for your injuries and losses is not always clear. Contact a qualified Uber accident attorney in Nashville to discuss the options that may help you protect your rights.

Contact the Law Office of Stanley A. Davis, LLC today for a free, no-obligation consultation with our Nashville rideshare accident lawyer.

FAQs

What insurance covers me if I am injured in a rideshare accident?

If you are hurt during an Uber or Lyft ride, either the driver’s personal insurance or the company’s commercial policy may cover your losses. Which policy applies depends on whether the app was active and if the ride was in progress.

How soon should I report my rideshare accident in Tennessee?

Report your accident as soon as you can. Tennessee law requires you to notify law enforcement if an accident causes injury, death, or property damage over $50, In addition, timely reporting to the rideshare company creates a record that may help support a future claim.