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What Happens if I’m Injured in an Uber or Lyft Accident?

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Are you an Uber or Lyft user? Have you ever asked yourself who would be held liable following an accident?

These are legitimate questions that need to be asked, as money obtained through a lawsuit may prove to be important in helping you recover if you are injured.

Unfortunately, currently, there are no clear-cut answers to these questions, although there is legislation that may make liability issues clearer going forward. Currently, individual municipalities have their own regulations that can affect injury litigation. However, according to the Tennessean, the state’s legislature has advanced a bill that will authorize statewide insurance requirements for Uber and Lyft, while nullifying local laws.

The legislation would require Uber and Lyft drivers to have $1 million commercial insurance policies that would kick-in in the event of an accident, if a passenger were in a vehicle.

The bill has the support of insurers in Tennessee, who would have more clarity when it comes to liability. The legislation has passed the House Insurance and Commerce and the Senate Commerce and Labor committees, and still needs to go through the general House before it can be signed into law. We will continue to follow this story, so keep reading our blog.


The additions of Uber and Lyft have made big splashes in Chattanooga, Nashville, Memphis and Knoxville. Drivers are now competing for passengers against taxi and cab providers, who it should be noted, are involved in a number of accidents each year.

As this legislation shows, it may be incredibly important for you to have a commercial vehicle accident investigated. Continue to follow our blog and visit us on Facebook for more information about transportation accidents.

To see how we have helped injury victims, visit our verdicts and settlements page.

“For unto you is born this day in the city of David a Saviour, which is Christ the Lord.” – Luke 2:11


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