Can a Passenger File a Claim After a Car Accident?

If you suffer an injury as a passenger in a car accident, you deserve compensation for your injuries. After all, you were not driving, and the accident was not your fault. Yet, even though passengers should have an easy time collecting compensation, this is not always true. In many cases, there are multiple parties responsible for the crash. Their insurance companies may argue about liability and deny blame.

When this occurs, passengers need a law firm on their side that can fight for their rights to compensation. At the Law Office of Stanley A. Davis, our law firm is a strong legal advocate for passengers who are injured in car accidents.

Filing a Claim as a Passenger in a Car Accident

As an injured passenger, you have a right to file an injury claim. Yet, who is to blame and who will pay your medical expenses? Injured passengers have a few more options when seeking damages. In general, injured passengers can file a claim in one of three ways:

  1. With the “at fault” driver’s insurer
  2. Your driver’s insurer
  3. Your own insurer

Since Tennessee is a “fault” state, this means that the passenger can file a claim with the “at fault” driver’s insurance policy. When a passenger makes a claim under another driver’s insurance policy, this is called a third-party insurance claim. The passenger may also make a claim against both drivers. This most often occurs after a two-car accident.

Proving liability is complex at times, especially when multiple passengers suffer injury. In Tennessee, passengers should wait until they complete their medical treatments before reaching a settlement. Yet, reaching this settlement is not always easy.

In some situations, neither side wants to reach a settlement. Fighting over who is to blame is not uncommon but this fighting will complicate receiving compensation for injuries. When this occurs, it is important to have an experienced car accident attorney on your side to help you through the legal process.

Proving Liability After a Crash

After a crash, your Nashville car accident attorney will need to prove liability to get you the money you need. To do this, your attorney will need to negotiate with all insurance companies and parties. Proof of medical bills, records, and damages is an essential component to proving liability. Your attorney may gather testimony from other witnesses or from medical experts to build your case. Accident recreation experts may also help prove liability and establish a solid case for compensation.

Without an attorney on your side, you may not receive fair treatment. Insurers know how to avoid liability. They often offer passengers lowball settlements and then pressure them to sign quickly. This can jeopardize your ability to get the money you need to pay for medical expenses, pain and suffering and lost wages. Never sign anything without first speaking to an experienced Nashville car accident lawyer.

Contact a Nashville Car Accident Lawyer

If you suffered an injury as a passenger in a car accident, it is important to seek legal assistance immediately. You have a right to get compensation for your injuries, pain and suffering. But who is to blame? How can you file a claim? Fortunately, an experienced Nashville car accident lawyer at the Law Office of Stanley A. Davis can help. Our law firm has the experience and resources needed to help passengers after a serious crash.

We offer free initial consultations, to help you l learn more about your legal options. Call us today at (615) 845-6141 or fill out our confidential contact form for more information. We are ready to help you during this difficult time.


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