Ridesharing has changed the way the transportation market operates. Ironically, since ridesharing is so easy to use, liability can be difficult to determine for an injury due to someone’s negligence. Since ridesharing has become extremely popular in Tennessee, it is crucial that you understand how to determine fault if you are involved in a ridesharing accident while using Uber or Lyft.
Do Ridesharing Companies Provide Their Own Insurance Coverage?
If you are an Uber passenger, Uber is required to provide $1 million in liability coverage for any injuries that you sustained in an accident. This is the primary policy before the individual driver’s insurance policy, and it is designed to cover any lost wages or medical bills.
How Do I Know Who Is Responsible for My Injuries in a Ridesharing Accident?
In Tennessee and other states, both Uber and Lyft have clarified that their drivers are independent contractors, and not technically employees of the ridesharing company. This means that ridesharing companies are generally not at fault for any negligent or irresponsible actions that an individual driver commits, above the limits of the commercial insurance that they provide. You can, however, prove that Uber or Lyft acted negligently by other actions.
These can include:
• Failing to respond to complaint reports you send through the app or online
• Using any negligent hiring practices
Our Nashville Uber accident lawyers can help you if you were involved in a ridesharing accident. Contact the Law Office of Stanley A. Davis today for a free, no obligation consultation so you could receive more information.